Education Hub

Your Property Finance University

Expert guides, market insights and practical advice to help you navigate bridging loans, development finance, buy-to-let and everything in between.

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Bridging
Understanding LTV and How It Affects Your Rate
Loan-to-value is the single biggest factor in your bridging rate. Learn how LTV bands work, where the sweet spots are, and how to structure your deal for the best terms.
8 min read12 Mar 2026
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Bridging
Bridging vs Development Finance: Which Do You Need?
They sound similar, but the costs, structures and exit requirements are worlds apart. This guide helps you pick the right product for your project.
6 min read28 Feb 2026
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Development
LTGDV Explained: How Lenders Assess Development Deals
Loan-to-gross-development-value is the key metric for development finance. Understand how lenders calculate it and what LTGDV you need for approval.
10 min read15 Feb 2026
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Legal
FCA Compliance for Broker Referrals
Referring clients for bridging or specialist finance? Here is what the FCA requires, what your firm needs to have in place, and the common pitfalls to avoid.
7 min read3 Feb 2026
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Bridging
Exit Strategy: Why Lenders Care and How to Plan Yours
Your exit strategy can make or break a bridging application. We cover the four most common exits — sale, refinance, development and planning — with real examples.
9 min read20 Jan 2026
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BTL
Buy-to-Let Stress Testing: The Numbers You Must Know
Interest coverage ratios, stress rates and rental yield minimums — understand exactly what BTL lenders calculate before they approve your mortgage.
7 min read8 Jan 2026
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Market Insights
UK Property Finance Market: Q1 2026 Outlook
Base rate predictions, lending appetite by sector, regional hotspots and where the smart money is going. Our quarterly deep-dive into the UK market.
12 min read2 Jan 2026
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Development
Planning Permission and Its Impact on Funding
Full planning vs outline vs permitted development rights — how each status changes your funding options, rates and the amount a lender will advance.
8 min read18 Dec 2025
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Legal
Second Charge Bridging: When and Why You Need It
Already have a mortgage but need fast capital? Second charge bridging can unlock equity without refinancing your first charge. Here is how it works and what it costs.
6 min read5 Dec 2025

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